Apply 2 Refinance, your mortgage refinance specialists. Low rate loans & quotes from us now. Use our free calculators, finance advice or information online.

	Sitemap
	Refinance Loan Solutions Home Purchase Free quote Mortgage Tools Contact Us Steps to Refi Easy application Print form Lenders Privacy

Compare Us

Our Company

Loan Types

Finance Info

Steps to Refinancing

More Info

The latest competitive rates, special offers, news & much more

Related sites

Bad Credit

Equal housing Oppurtunity for all

Previously denied applications welcomed
Equal housing opportunity

Apply to Refinance > Debt Consoldiation

Debt Consolidation

Only 1 monthly repayment

You have an opportunity to lower your monthly payments and RECEIVE CASH!

Enjoy the convenience of a single monthly payment with interest rates substantially lower than what you're currently paying

Debt consolidation loans have been a means by which hundreds of thousands of homeowners have been able to use their home values to save money. By taking advantage of a debt consolidation loan (2nd mortgage) a borrower is able to combine the balances of current bills and debts into one loan... and one payment. Borrowers with good to excellent credit the ability to borrow up to 125% of the value of their current property.

Debt Consolidation Example Table

By just refinancing your home loan and taking out equity to consolidate your debt, you can drastically lower your monthly overhead. Here is an example of debts that could be consolidated into one loan, with one interest rate and one monthly payment:

Type of Debt	Total Outstanding Balance	Minimum Monthly Payment Due
Credit Card 1	$6,745.84	$142.43
Credit Card 2	$7,614.74	$141.00
Student Loan	$13,929.27	$410.00
Auto Loan	$12,174.24	$253.63
Current Mortgage	$175,000.00	$1,106.12
	$215,464.09	$2,053.18

See how much you can save with one new home loan !

Want to put even more money in your pocket?

Option ARM Loan $216,000.00 4.95% Rate, Monthly Interest Only Payment Due: $891.00

Save: $1,162.18

With an interest only option loan you can see how the monthly payment is cut by 27% More!

Take a moment and Apply Now! - It's FREE and there is No Obligation!

Credit Card 1 minimum payment due is based on a 25.99% APR

Credit Card 2 minimum payment due is based on a 20.572% APR

Student Loan minimum payment due is based on a 5yr loan with a 21.99% APR

Auto Loan minimum payment due is based on a 4yr loan with a 13.95% APR

Current Mortgage payment is based on a 30yr fixed loan with a 6.5% interest rate principal and interest payment.

The payments and interest rates used in this example are no reflection of what you will qualify for. They are just being used to show you an example of how you can save money by consolidating your debts. Rates change daily and you will need to get fully approved to see what you will qualify for.

Need help? Our experienced customer service specialists are standing by just contact us

Generally speaking, with a debt consolidation loan monthly payments are reduced and cash flow is increased. Further, since the interest paid on a debt consolidation loan is that of a home loan, the interest may be tax deductible.*