Option ARM

The best home loan is the one that fits your needs, and is structured on your terms.

Some people do not want to have a monthly payment that is the same every month. Traditional home loans require the same payment each month. An Option ARM loan is very different; it allows you to better respond to your everyday needs by having a flexible monthly payment.

You select the payment option that’s right for you
By having four monthly payment options, you are in more control. The more options you have, the more room you’ll have to manage your monthly expenses.

You will have the choice to pay less each month and free up your funds to pay your other monthly bills, or you can pay more to pay down your loan faster. Each month you will be given a clear choice on your monthly statement, so you can choose which payment will work for you that month.

Take a moment and apply now! It’s Free, and there is No obligation
Four Different Monthly Payment Options You will have Each Month**:

15-year Principal and Interest Payment
30-year Principal and Interest Payment
Interest Only Payment
Minimum Payment

Get your Free Mortgage Quote now ! There is NO Obligation !

1. Fill out the quick Home Loan quote request online. We will match you with the loan specialists that provide the home loan that you need.

There are hundreds of options and thousands of loan programs available.

That’s why we make it easy for you: we do the research and find the companies that offer the programs that you need. The Apply2Refi Lender Network covers loan programs in all 50 states, so no matter where you are in the country or on the credit scale, we can help you find the loan you need.

2. You will receive up to 4 free - NO OBLIGATION custom designed Loan quotes. You can then compare the programs and choose for yourself which offer you like best.

You never want to “Put all of your eggs in one basket”. Get a few different loan quotes and decide for yourself which one fits your needs. Negotiate your own fees and design your own custom home loan.

Choose the best quote and proceed with getting “Pre Approved”. Once you are pre approved for a home loan and your home is appraised, your loan will be submitted for a “Full-Approval”. With your loan fully approved you can get your rate locked in.

15-year Principal and Interest Payment ** = This payment is paying down your loan the fastest, this will be the highest monthly payment option available.

30-year Principal and Interest Payment** = This payment is paying down your loan’s principal balance just like you would in a standard 30yr-fixed, but at a much lower interest rate.

Interest Only Payment ** = This payment is just paying the interest each month. Your loan balance will not go down, nor will it go up.

Minimum Payment ** = This payment is below an interest only payment, and normally will raise your loan amount. But this payment can be very helpful for investment properties, rental properties, and alike.

**Every lender that offers this type of loan program will have different guidelines. Make sure to ask your specific loan company how it will work for you, and which payment will benefit you the most.