Second (2nd) Mortgage

Borrow up to 125% of your home's value

As a selected homeowner, you may be eligible for our expedited Second Mortgage Program.

Our program allows homeowners with or without home equity to quickly borrow up to 125% of their home value to consolidate debts, finance home improvements, or get CASH out for any purpose!

Competitive Rates

Apply to Refinance can provide homeowners with second mortgage loans or home equity credit lines (HELOC) at competitive rates for most types of credit. For our self employed borrowers, we also offer 100% stated income programs.

Second mortgage loans have been a means by which hundreds of thousands of homeowners have been able to use their home values to save money.

By taking out a second mortgage loan or a debt consolidation loan a borrower is able to combine the balances of current bills and debts into one loan... and one payment.

Borrowers with good to excellent credit have the ability to borrow up to 125% of the value of their current property.

Based on a $43,000 loan over 25 years at 13% APR 15.934

On this example, there's a savings of $755.30 per month

Use your money for anything you like

The money from a second mortgage loan may be used for any purpose including, but not limited to

Paying off High Interest Credit Cards

Home Improvements

Tuition

Vacations

Luxury Items

And anything else..

Tax deductible

Generally speaking, with a second mortgage loan monthly payments are reduced and cash flow is increased.  Further, since the interest paid on a debt consolidation loan is that of a home loan, the interest may be tax deductible.*